There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Kachakalihat branch in Uttar Dinajpur, Kachakalighat, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Uttar Dinajpur or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CBIN0282851. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kachakalihat, Uttar Dinajpur

Here are the main details that are associated with the IFSC Code CBIN0282851 of Central Bank Of India for its branch located in Uttar Dinajpur, within the district of Kachakalighat in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282851
Branch Kachakalihat
City Uttar Dinajpur
District Kachakalighat
State West Bengal
Address At & Vill. Kachakalihat,P.O. Chandanidanga,Dist North Dinajpur,West Bengal 733207

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Uttar Dinajpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282851 for the Kachakalihat branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0282851 is given to every bank branch, including Central Bank Of India located in Kachakalihat, Uttar Dinajpur, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Uttar Dinajpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Uttar Dinajpur and Kachakalighat.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Kachakalihat doesn't end up at another location.

Format of the IFSC Code CBIN0282851

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kachakalihat in Uttar Dinajpur.

For example, the IFSC Code CBIN0282851 of Central Bank Of India for the Kachakalihat branch has these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0282851 of Central Bank Of India for its Kachakalihat branch located in Uttar Dinajpur, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Uttar Dinajpur and Kachakalighat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Kachakalihat or Uttar Dinajpur to get the exact IFSC Code CBIN0282851.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Uttar Dinajpur that will provide accurate information.

How to Use IFSC Code CBIN0282851 for Online Transfers?

Once you have the IFSC Code CBIN0282851 for the Kachakalihat branch of Central Bank Of India in Uttar Dinajpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0282851. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0282851.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Kachakalihat in Uttar Dinajpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Kachakalihat, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttar Dinajpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Kachakalihat, Uttar Dinajpur?

The IFSC Code is CBIN0282851.

Is the IFSC Code CBIN0282851 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Kachakalihat?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kachakalihat branch?

The address of the branch is At & Vill. Kachakalihat,P.O. Chandanidanga,Dist North Dinajpur,West Bengal 733207 located in Uttar Dinajpur, Kachakalighat, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.