The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Dalkhola branch in Uttar Dinajpur, Dalkhola, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Central Bank Of India located in Uttar Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0283923. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Central Bank Of India, Dalkhola, Uttar Dinajpur
Here are the key points that are associated with the IFSC Code CBIN0283923 of Central Bank Of India for its branch located in Uttar Dinajpur, within the district of Dalkhola in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0283923 |
| Branch | Dalkhola |
| City | Uttar Dinajpur |
| District | Dalkhola |
| State | West Bengal |
| Address | House Of Dilip Kumar Mondal, P.O. Dalkhola, Ps-Karandighi, Dist. Uttar Dinajpur, West Bengal - 733201 |
These details help users in online banking and for businesses and individuals who use Central Bank Of India in Uttar Dinajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283923 for the Dalkhola branch of Central Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Dalkhola, Uttar Dinajpur, West Bengal, is provided a unique IFSC like CBIN0283923 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Central Bank Of India branch in Uttar Dinajpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Uttar Dinajpur and Dalkhola.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Dalkhola do not get misguided to another person.
Format of the IFSC Code CBIN0283923
This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dalkhola in Uttar Dinajpur.
For example, the IFSC Code CBIN0283923 of Central Bank Of India for the Dalkhola branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal accurately.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0283923 of Central Bank Of India for its Dalkhola branch located in Uttar Dinajpur, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Uttar Dinajpur and Dalkhola, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Dalkhola or Uttar Dinajpur to find the exact IFSC Code CBIN0283923.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Uttar Dinajpur will provide accurate information.
How to Use IFSC Code CBIN0283923 for Online Transfers?
Once you have the IFSC Code CBIN0283923 for the Dalkhola branch of Central Bank Of India in Uttar Dinajpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0283923. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283923.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Dalkhola in Uttar Dinajpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Dalkhola, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Uttar Dinajpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dalkhola Uttar Dinajpur branch is CBIN0283923.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at House Of Dilip Kumar Mondal, P.O. Dalkhola, Ps-Karandighi, Dist. Uttar Dinajpur, West Bengal - 733201.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.