The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its St. Mary College, Tuticorin branch in Toothukudi, Tuticorin, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Central Bank Of India located in Toothukudi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CBIN0284061. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Central Bank Of India, St. Mary College, Tuticorin, Toothukudi
Here are the main details that are associated with the IFSC Code CBIN0284061 of Central Bank Of India for its branch located in Toothukudi, within the district of Tuticorin in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0284061 |
| Branch | St. Mary College, Tuticorin |
| City | Toothukudi |
| District | Tuticorin |
| State | Tamil Nadu |
| Address | Cbi,St. Mary'S College, Tuticorin Branchst.Mary'S College Tuticorin,Tamilnadu-628001 |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Toothukudi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284061 for the St. Mary College, Tuticorin branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in St. Mary College, Tuticorin, Toothukudi, Tamil Nadu, is provided with a unique IFSC like CBIN0284061 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Toothukudi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Toothukudi and Tuticorin.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in St. Mary College, Tuticorin do not get mixed with another location.
Format of the IFSC Code CBIN0284061
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like St. Mary College, Tuticorin in Toothukudi.
For example, the IFSC Code CBIN0284061 of Central Bank Of India for the St. Mary College, Tuticorin branch has these elements, identifying the bank and the branch location in Toothukudi and Tamil Nadu correctly.
How to Find IFSC Code for Central Bank Of India?
If you are trying to find the IFSC Code CBIN0284061 of Central Bank Of India for its St. Mary College, Tuticorin branch located in Toothukudi, the following methods can help:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Toothukudi and Tuticorin, print them on the first page of your passbook.
Bank Website
Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for St. Mary College, Tuticorin or Toothukudi to get the exact IFSC Code CBIN0284061.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Toothukudi, you'll get the correct details.
How to Use IFSC Code CBIN0284061 for Online Transfers?
Once you have the IFSC Code CBIN0284061 for the St. Mary College, Tuticorin branch of Central Bank Of India in Toothukudi, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0284061. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0284061.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India St. Mary College, Tuticorin in Toothukudi, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in St. Mary College, Tuticorin, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Toothukudi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0284061.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Cbi,St. Mary'S College, Tuticorin Branchst.Mary'S College Tuticorin,Tamilnadu-628001 located in Toothukudi, Tuticorin, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.