Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Uthumalai branch in Tirunelvali, Uthumalai, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Tirunelvali or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CBIN0282073. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Uthumalai, Tirunelvali

Below in the table are the key details related to IFSC Code CBIN0282073 of Central Bank Of India for its branch located in Tirunelvali, within the district of Uthumalai in the state of Tamil Nadu.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282073
Branch Uthumalai
City Tirunelvali
District Uthumalai
State Tamil Nadu
Address Palace Street (Near R.C. Middle School), Uthumalai, Dist-Tirunelveli, Tamilnadu-627860

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Tirunelvali for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282073 for the Uthumalai branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Uthumalai, Tirunelvali, Tamil Nadu, is provided with a unique IFSC like CBIN0282073 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Tirunelvali.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tirunelvali and Uthumalai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Uthumalai do not get mixed with another location.

Format of the IFSC Code CBIN0282073

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uthumalai in Tirunelvali.

For example, the IFSC Code CBIN0282073 of Central Bank Of India for the Uthumalai branch includes these elements, identifying the bank and the branch location in Tirunelvali and Tamil Nadu accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0282073 of Central Bank Of India for its Uthumalai branch located in Tirunelvali, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Tirunelvali and Uthumalai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Uthumalai or Tirunelvali to find the exact IFSC Code CBIN0282073.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Tirunelvali will provide accurate information.

How to Use IFSC Code CBIN0282073 for Online Transfers?

Once you have the IFSC Code CBIN0282073 for the Uthumalai branch of Central Bank Of India in Tirunelvali, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0282073. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282073.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Uthumalai in Tirunelvali, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Uthumalai, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tirunelvali to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Uthumalai, Tirunelvali?

The IFSC Code is CBIN0282073.

Is the IFSC Code CBIN0282073 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Uthumalai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Uthumalai branch?

The address of the branch is Palace Street (Near R.C. Middle School), Uthumalai, Dist-Tirunelveli, Tamilnadu-627860 located in Tirunelvali, Uthumalai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.