The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Shri Paramkalyani College branch in Tirunelvali, Alvarkurichi, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Tirunelvali or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CBIN0284058. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Shri Paramkalyani College, Tirunelvali

Here are the main details that are associated with the IFSC Code CBIN0284058 of Central Bank Of India for its branch located in Tirunelvali, within the district of Alvarkurichi in the state of Tamil Nadu.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284058
Branch Shri Paramkalyani College
City Tirunelvali
District Alvarkurichi
State Tamil Nadu
Address Cbi,Shri Param Kalyani College,Ec,Alwarkurichi,Sivasailam Road,Alwarkurichi,,Dist-Tirunelveli, Tamilnadu-627 401

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Tirunelvali for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284058 for the Shri Paramkalyani College branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Shri Paramkalyani College, Tirunelvali, Tamil Nadu, is provided with a unique IFSC like CBIN0284058 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Tirunelvali.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tirunelvali and Alvarkurichi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Shri Paramkalyani College do not get mixed with another location.

Format of the IFSC Code CBIN0284058

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Paramkalyani College in Tirunelvali.

For example, the IFSC Code CBIN0284058 of Central Bank Of India for the Shri Paramkalyani College branch includes these elements, identifying the bank and the branch location in Tirunelvali and Tamil Nadu accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0284058 of Central Bank Of India for its Shri Paramkalyani College branch located in Tirunelvali, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Tirunelvali and Alvarkurichi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Shri Paramkalyani College or Tirunelvali to get the exact IFSC Code CBIN0284058.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Tirunelvali, then it will provide you proper information.

How to Use IFSC Code CBIN0284058 for Online Transfers?

Once you have the IFSC Code CBIN0284058 for the Shri Paramkalyani College branch of Central Bank Of India in Tirunelvali, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0284058. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284058.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Shri Paramkalyani College in Tirunelvali, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Shri Paramkalyani College, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tirunelvali to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Shri Paramkalyani College, Tirunelvali?

The IFSC Code is CBIN0284058.

Is the IFSC Code CBIN0284058 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Shri Paramkalyani College?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shri Paramkalyani College branch?

The address of the branch is Cbi,Shri Param Kalyani College,Ec,Alwarkurichi,Sivasailam Road,Alwarkurichi,,Dist-Tirunelveli, Tamilnadu-627 401 located in Tirunelvali, Alvarkurichi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.