The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Thanikudam branch in Thrissur, Kurichikara, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CBIN0283117. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Thanikudam, Thrissur

Below in the table are the key details related to IFSC Code CBIN0283117 of Central Bank Of India for its branch located in Thrissur, within the district of Kurichikara in the state of Kerala.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283117
Branch Thanikudam
City Thrissur
District Kurichikara
State Kerala
Address Vii/417, Madakathara, P.O. Kurchikara,Dist-Trichur,Kerala-680031

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Thrissur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283117 for the Thanikudam branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Thanikudam, Thrissur, Kerala, are allotted a unique IFSC like CBIN0283117 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thrissur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thrissur and Kurichikara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Thanikudam reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code CBIN0283117

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thanikudam in Thrissur.

For example, the IFSC Code CBIN0283117 of Central Bank Of India for the Thanikudam branch has these elements, identifying the bank and the branch location in Thrissur and Kerala correctly.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0283117 of Central Bank Of India for its Thanikudam branch located in Thrissur, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Thrissur and Kurichikara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Thanikudam or Thrissur to get the exact IFSC Code CBIN0283117.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Thrissur, then it will provide you proper information.

How to Use IFSC Code CBIN0283117 for Online Transfers?

Once you have the IFSC Code CBIN0283117 for the Thanikudam branch of Central Bank Of India in Thrissur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0283117. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283117.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Thanikudam in Thrissur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Thanikudam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thrissur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Thanikudam, Thrissur?

The IFSC Code is CBIN0283117.

Is the IFSC Code CBIN0283117 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Thanikudam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Thanikudam branch?

The address of the branch is Vii/417, Madakathara, P.O. Kurchikara,Dist-Trichur,Kerala-680031 located in Thrissur, Kurichikara, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.