Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Kodakara (Perambra) branch in Thrissur, Kodakara, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CBIN0281330. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kodakara (Perambra), Thrissur

Here are some of the key details that come with the IFSC Code CBIN0281330 of Central Bank Of India for its branch located in Thrissur, within the district of Kodakara in the state of Kerala.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281330
Branch Kodakara (Perambra)
City Thrissur
District Kodakara
State Kerala
Address Near Shanti Hospital , Kodakara Pin-680684

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Thrissur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281330 for the Kodakara (Perambra) branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0281330 is given to every bank branch, including Central Bank Of India located in Kodakara (Perambra), Thrissur, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Thrissur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thrissur and Kodakara.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Kodakara (Perambra) doesn't end up at another location.

Format of the IFSC Code CBIN0281330

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kodakara (Perambra) in Thrissur.

For example, the IFSC Code CBIN0281330 of Central Bank Of India for the Kodakara (Perambra) branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0281330 of Central Bank Of India for its Kodakara (Perambra) branch located in Thrissur, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Thrissur and Kodakara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Kodakara (Perambra) or Thrissur to get the exact IFSC Code CBIN0281330.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Thrissur, then it will provide you proper information.

How to Use IFSC Code CBIN0281330 for Online Transfers?

Once you have the IFSC Code CBIN0281330 for the Kodakara (Perambra) branch of Central Bank Of India in Thrissur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0281330. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0281330.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Kodakara (Perambra) in Thrissur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Kodakara (Perambra), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thrissur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Kodakara (Perambra), Thrissur?

The IFSC Code is CBIN0281330.

Is the IFSC Code CBIN0281330 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Kodakara (Perambra)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kodakara (Perambra) branch?

The address of the branch is Near Shanti Hospital , Kodakara Pin-680684 located in Thrissur, Kodakara, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.