Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Irinjalakuda branch in Thrissur, Irinjalakuda, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CBIN0280967. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Irinjalakuda, Thrissur
The table below shows the main details of the IFSC Code CBIN0280967 for the Central Bank Of India branch in Thrissur, which falls under the Irinjalakuda district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0280967 |
| Branch | Irinjalakuda |
| City | Thrissur |
| District | Irinjalakuda |
| State | Kerala |
| Address | P.B. No. Vi/69, K.G.N. Memorial Building, Near Municipal Bus Stand, Irinjalakuda,Trichur District - 680121 |
These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Thrissur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0280967 for the Irinjalakuda branch of Central Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Irinjalakuda, Thrissur, Kerala, are given a unique IFSC like CBIN0280967 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thrissur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thrissur and Irinjalakuda.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Central Bank Of India in Irinjalakuda goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CBIN0280967
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Irinjalakuda in Thrissur.
For example, the IFSC Code CBIN0280967 of Central Bank Of India for the Irinjalakuda branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala accurately.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0280967 of Central Bank Of India for its Irinjalakuda branch located in Thrissur, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Thrissur and Irinjalakuda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Irinjalakuda or Thrissur to find the exact IFSC Code CBIN0280967.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Thrissur will provide accurate information.
How to Use IFSC Code CBIN0280967 for Online Transfers?
Once you have the IFSC Code CBIN0280967 for the Irinjalakuda branch of Central Bank Of India in Thrissur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0280967. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280967.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Irinjalakuda in Thrissur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Irinjalakuda, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thrissur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0280967.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is P.B. No. Vi/69, K.G.N. Memorial Building, Near Municipal Bus Stand, Irinjalakuda,Trichur District - 680121 located in Thrissur, Irinjalakuda, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.