For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Ambattur branch in Thiruvallur, Ambattur, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Thiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CBIN0282161. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Ambattur, Thiruvallur

Here are the key points that are associated with the IFSC Code CBIN0282161 of Central Bank Of India for its branch located in Thiruvallur, within the district of Ambattur in the state of Tamil Nadu.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282161
Branch Ambattur
City Thiruvallur
District Ambattur
State Tamil Nadu
Address Mth Road,A I Estate, Ambattur, Chennai-600098

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Thiruvallur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0282161 for the Ambattur branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Ambattur, Thiruvallur, Tamil Nadu, are given a unique IFSC like CBIN0282161 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thiruvallur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Thiruvallur and Ambattur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Ambattur goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0282161

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambattur in Thiruvallur.

For example, the IFSC Code CBIN0282161 of Central Bank Of India for the Ambattur branch includes these elements, identifying the bank and the branch location in Thiruvallur and Tamil Nadu accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0282161 of Central Bank Of India for its Ambattur branch located in Thiruvallur, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Thiruvallur and Ambattur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Ambattur or Thiruvallur to find the exact IFSC Code CBIN0282161.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Thiruvallur will provide accurate information.

How to Use IFSC Code CBIN0282161 for Online Transfers?

Once you have the IFSC Code CBIN0282161 for the Ambattur branch of Central Bank Of India in Thiruvallur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0282161. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282161.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Ambattur in Thiruvallur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Ambattur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thiruvallur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Ambattur, Thiruvallur?

The IFSC Code is CBIN0282161.

Is the IFSC Code CBIN0282161 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Ambattur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ambattur branch?

The address of the branch is Mth Road,A I Estate, Ambattur, Chennai-600098 located in Thiruvallur, Ambattur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.