Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Peravurani branch in Thanjavur, Peravurani, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CBIN0284211. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Peravurani, Thanjavur

The table below shows the main details of the IFSC Code CBIN0284211 for the Central Bank Of India branch in Thanjavur, which falls under the Peravurani district in Tamil Nadu.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284211
Branch Peravurani
City Thanjavur
District Peravurani
State Tamil Nadu
Address Cbi,Peravurani Branch,Peravurani,Dist Thanjavur,Tamilnadu 614 804,Std Code 04373 Contact No.9894994535

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Thanjavur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284211 for the Peravurani branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0284211 is given to every bank branch, including Central Bank Of India located in Peravurani, Thanjavur, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thanjavur and Peravurani.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Peravurani doesn't end up at another location.

Format of the IFSC Code CBIN0284211

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Peravurani in Thanjavur.

For example, the IFSC Code CBIN0284211 of Central Bank Of India for the Peravurani branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0284211 of Central Bank Of India for its Peravurani branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Thanjavur and Peravurani, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Peravurani or Thanjavur to get the exact IFSC Code CBIN0284211.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Thanjavur that will provide accurate information.

How to Use IFSC Code CBIN0284211 for Online Transfers?

Once you have the IFSC Code CBIN0284211 for the Peravurani branch of Central Bank Of India in Thanjavur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284211. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284211.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Peravurani in Thanjavur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Peravurani, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thanjavur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Peravurani Thanjavur?

The IFSC Code of the Peravurani Thanjavur branch is CBIN0284211.

Is IFSC Code CBIN0284211 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Peravurani branch?

The branch is located at Cbi,Peravurani Branch,Peravurani,Dist Thanjavur,Tamilnadu 614 804,Std Code 04373 Contact No.9894994535.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.