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IFSC Code of Central Bank Of India, Vishnunagar, Dombivli, Maharashtra — CBIN0282379

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Vishnunagar branch in Thane, Dombivli, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CBIN0282379. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Vishnunagar, Thane

Here are some of the key details that come with the IFSC Code CBIN0282379 of Central Bank Of India for its branch located in Thane, within the district of Dombivli in the state of Maharashtra.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282379
Branch Vishnunagar
City Thane
District Dombivli
State Maharashtra
Address Vishnu Nagar Shakha, Central Plaza, Nana Shankar Sheth Road, Vishnunagar, Dombivli,

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Thane for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0282379 for the Vishnunagar branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Vishnunagar, Thane, Maharashtra, are allotted a unique IFSC like CBIN0282379 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thane.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thane and Dombivli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Vishnunagar reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code CBIN0282379

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vishnunagar in Thane.

For example, the IFSC Code CBIN0282379 of Central Bank Of India for the Vishnunagar branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0282379 of Central Bank Of India for its Vishnunagar branch located in Thane, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Thane and Dombivli, print them on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Vishnunagar or Thane to get the exact IFSC Code CBIN0282379.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Thane, you'll get the correct details.

How to Use IFSC Code CBIN0282379 for Online Transfers?

Once you have the IFSC Code CBIN0282379 for the Vishnunagar branch of Central Bank Of India in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0282379. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282379.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Vishnunagar in Thane, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Vishnunagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thane manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Vishnunagar, Thane?

The IFSC Code is CBIN0282379.

Is the IFSC Code CBIN0282379 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Vishnunagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vishnunagar branch?

The address of the branch is Vishnu Nagar Shakha, Central Plaza, Nana Shankar Sheth Road, Vishnunagar, Dombivli, located in Thane, Dombivli, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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