For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Dhrangadhra branch in Surendranagar, Dhrangadhra, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Surendranagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CBIN0281341. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Dhrangadhra, Surendranagar

Here are the key points that are associated with the IFSC Code CBIN0281341 of Central Bank Of India for its branch located in Surendranagar, within the district of Dhrangadhra in the state of Gujarat.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281341
Branch Dhrangadhra
City Surendranagar
District Dhrangadhra
State Gujarat
Address Shakti Road, Dhrangadhra, Dist-Surendranagar, Gujarat-363310

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Surendranagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0281341 for the Dhrangadhra branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Dhrangadhra, Surendranagar, Gujarat, are allotted a unique IFSC like CBIN0281341 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surendranagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Surendranagar and Dhrangadhra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Dhrangadhra reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code CBIN0281341

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhrangadhra in Surendranagar.

For example, the IFSC Code CBIN0281341 of Central Bank Of India for the Dhrangadhra branch has these elements, identifying the bank and the branch location in Surendranagar and Gujarat correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0281341 of Central Bank Of India for its Dhrangadhra branch located in Surendranagar, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Surendranagar and Dhrangadhra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Dhrangadhra or Surendranagar to get the exact IFSC Code CBIN0281341.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Surendranagar that will provide accurate information.

How to Use IFSC Code CBIN0281341 for Online Transfers?

If you have the IFSC Code CBIN0281341 for the Dhrangadhra branch of Central Bank Of India in Surendranagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0281341. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0281341.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Dhrangadhra in Surendranagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Dhrangadhra, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surendranagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Dhrangadhra Surendranagar?

The IFSC Code of the Dhrangadhra Surendranagar branch is CBIN0281341.

Is IFSC Code CBIN0281341 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Dhrangadhra branch?

The branch is located at Shakti Road, Dhrangadhra, Dist-Surendranagar, Gujarat-363310.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.