For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Kataiya branch in Supaul, Katiya(Kataria), Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Supaul or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0282446. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kataiya, Supaul

Here are some of the key details that come with the IFSC Code CBIN0282446 of Central Bank Of India for its branch located in Supaul, within the district of Katiya(Kataria) in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282446
Branch Kataiya
City Supaul
District Katiya(Kataria)
State Bihar
Address Block Pipra,At & P.O. Kataiya,Dist Supaul,Bihar 852131

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Supaul for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0282446 for the Kataiya branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Kataiya, Supaul, Bihar, is provided a unique IFSC like CBIN0282446 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Supaul.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Supaul and Katiya(Kataria).
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Kataiya do not get misguided to another person.

Format of the IFSC Code CBIN0282446

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kataiya in Supaul.

For example, the IFSC Code CBIN0282446 of Central Bank Of India for the Kataiya branch has these elements, identifying the bank and the branch location in Supaul and Bihar correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0282446 of Central Bank Of India for its Kataiya branch located in Supaul, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Supaul and Katiya(Kataria), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Kataiya or Supaul to find the exact IFSC Code CBIN0282446.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Supaul will provide accurate information.

How to Use IFSC Code CBIN0282446 for Online Transfers?

Once you have the IFSC Code CBIN0282446 for the Kataiya branch of Central Bank Of India in Supaul, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0282446. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282446.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Kataiya in Supaul, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Kataiya, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Supaul manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Kataiya, Supaul?

The IFSC Code is CBIN0282446.

Is the IFSC Code CBIN0282446 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Kataiya?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kataiya branch?

The address of the branch is Block Pipra,At & P.O. Kataiya,Dist Supaul,Bihar 852131 located in Supaul, Katiya(Kataria), Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.