The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Gauri Ganj branch in Sultanpur, Gauriganj, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Central Bank Of India located in Sultanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0284271. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Central Bank Of India, Gauri Ganj, Sultanpur
Here are some of the key details that come with the IFSC Code CBIN0284271 of Central Bank Of India for its branch located in Sultanpur, within the district of Gauriganj in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0284271 |
| Branch | Gauri Ganj |
| City | Sultanpur |
| District | Gauriganj |
| State | Uttar Pradesh |
| Address | Cbi,Gauriganj Branch,Indira Gandhi Post Graduate College,Gauriganj,Dist Chhatrapati Sahu Ji Maharaj Nagar,Up 227409. Std Code 05368 Contact No.09450188079,08795819430 |
These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Sultanpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284271 for the Gauri Ganj branch of Central Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Gauri Ganj, Sultanpur, Uttar Pradesh, are given a unique IFSC like CBIN0284271 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sultanpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Sultanpur and Gauriganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Central Bank Of India in Gauri Ganj goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CBIN0284271
This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gauri Ganj in Sultanpur.
For example, the IFSC Code CBIN0284271 of Central Bank Of India for the Gauri Ganj branch includes these elements, identifying the bank and the branch location in Sultanpur and Uttar Pradesh accurately.
How to Find IFSC Code for Central Bank Of India?
If you are looking for the IFSC Code CBIN0284271 of Central Bank Of India for its Gauri Ganj branch located in Sultanpur, the following methods can help:
Cheque Book
The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Central Bank Of India branches in Sultanpur and Gauriganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Gauri Ganj or Sultanpur to get the exact IFSC Code CBIN0284271.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Sultanpur, then it will provide you proper information.
How to Use IFSC Code CBIN0284271 for Online Transfers?
Once you have the IFSC Code CBIN0284271 for the Gauri Ganj branch of Central Bank Of India in Sultanpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0284271. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284271.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Gauri Ganj in Sultanpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Gauri Ganj, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sultanpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0284271.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Cbi,Gauriganj Branch,Indira Gandhi Post Graduate College,Gauriganj,Dist Chhatrapati Sahu Ji Maharaj Nagar,Up 227409. Std Code 05368 Contact No.09450188079,08795819430 located in Sultanpur, Gauriganj, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.