The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Bhagbanpur Fic Branch branch in South 24 Parganas, Dholahat, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0284317. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Bhagbanpur Fic Branch, South 24 Parganas

Here are some of the key details that come with the IFSC Code CBIN0284317 of Central Bank Of India for its branch located in South 24 Parganas, within the district of Dholahat in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284317
Branch Bhagbanpur Fic Branch
City South 24 Parganas
District Dholahat
State West Bengal
Address Village Bhagbanpur, Po Bhagbanpur, Ps Dolarhat, Pin 743399 South 24 Pargana, West Bengal

These details help users in online banking and for businesses and individuals who use Central Bank Of India in South 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284317 for the Bhagbanpur Fic Branch branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0284317 is given to every bank branch, including Central Bank Of India located in Bhagbanpur Fic Branch, South 24 Parganas, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in South 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like South 24 Parganas and Dholahat.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Bhagbanpur Fic Branch doesn't end up at another location.

Format of the IFSC Code CBIN0284317

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhagbanpur Fic Branch in South 24 Parganas.

For example, the IFSC Code CBIN0284317 of Central Bank Of India for the Bhagbanpur Fic Branch branch has these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0284317 of Central Bank Of India for its Bhagbanpur Fic Branch branch located in South 24 Parganas, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in South 24 Parganas and Dholahat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Bhagbanpur Fic Branch or South 24 Parganas to get the exact IFSC Code CBIN0284317.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and South 24 Parganas that will provide accurate information.

How to Use IFSC Code CBIN0284317 for Online Transfers?

Once you have the IFSC Code CBIN0284317 for the Bhagbanpur Fic Branch branch of Central Bank Of India in South 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0284317. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284317.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Bhagbanpur Fic Branch in South 24 Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Bhagbanpur Fic Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in South 24 Parganas manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Bhagbanpur Fic Branch, South 24 Parganas?

The IFSC Code is CBIN0284317.

Is the IFSC Code CBIN0284317 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Bhagbanpur Fic Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhagbanpur Fic Branch branch?

The address of the branch is Village Bhagbanpur, Po Bhagbanpur, Ps Dolarhat, Pin 743399 South 24 Pargana, West Bengal located in South 24 Parganas, Dholahat, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.