For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Biswanath Chariali (Nagasankar) branch in Sonitpur, Biswanath Charali, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Sonitpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CBIN0282941. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Biswanath Chariali (Nagasankar), Sonitpur
Here are the main details that are associated with the IFSC Code CBIN0282941 of Central Bank Of India for its branch located in Sonitpur, within the district of Biswanath Charali in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0282941 |
| Branch | Biswanath Chariali (Nagasankar) |
| City | Sonitpur |
| District | Biswanath Charali |
| State | Assam |
| Address | B/O Nagshankar, Dist- Sonitpur, Assam-784176 |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Sonitpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282941 for the Biswanath Chariali (Nagasankar) branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Biswanath Chariali (Nagasankar), Sonitpur, Assam, is provided with a unique IFSC like CBIN0282941 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Sonitpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sonitpur and Biswanath Charali.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Biswanath Chariali (Nagasankar) do not get mixed with another location.
Format of the IFSC Code CBIN0282941
The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Biswanath Chariali (Nagasankar) in Sonitpur.
For example, the IFSC Code CBIN0282941 of Central Bank Of India for the Biswanath Chariali (Nagasankar) branch includes these elements, identifying the bank and the branch location in Sonitpur and Assam correctly.
How to Find IFSC Code for Central Bank Of India?
If you are trying to find the IFSC Code CBIN0282941 of Central Bank Of India for its Biswanath Chariali (Nagasankar) branch located in Sonitpur, the following methods can help:
Cheque Book
The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Sonitpur and Biswanath Charali, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and find the branch locator section. Search for Biswanath Chariali (Nagasankar) or Sonitpur to get the exact IFSC Code CBIN0282941.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Sonitpur that will provide accurate information.
How to Use IFSC Code CBIN0282941 for Online Transfers?
Once you have the IFSC Code CBIN0282941 for the Biswanath Chariali (Nagasankar) branch of Central Bank Of India in Sonitpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0282941. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0282941.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Biswanath Chariali (Nagasankar) in Sonitpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Biswanath Chariali (Nagasankar), here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sonitpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0282941.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is B/O Nagshankar, Dist- Sonitpur, Assam-784176 located in Sonitpur, Biswanath Charali, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.