There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Balipara (Khanamukh) branch in Sonitpur, Balipara, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Sonitpur or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code CBIN0282297. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Balipara (Khanamukh), Sonitpur

Here are the main details that are associated with the IFSC Code CBIN0282297 of Central Bank Of India for its branch located in Sonitpur, within the district of Balipara in the state of Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282297
Branch Balipara (Khanamukh)
City Sonitpur
District Balipara
State Assam
Address At & P.O. Balipara,Block Balipara,Dist Sonitpur,Assam 784101

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Sonitpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0282297 for the Balipara (Khanamukh) branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Balipara (Khanamukh), Sonitpur, Assam, is provided with a unique IFSC like CBIN0282297 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Sonitpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sonitpur and Balipara.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Balipara (Khanamukh) do not get mixed with another location.

Format of the IFSC Code CBIN0282297

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Balipara (Khanamukh) in Sonitpur.

For example, the IFSC Code CBIN0282297 of Central Bank Of India for the Balipara (Khanamukh) branch includes these elements, identifying the bank and the branch location in Sonitpur and Assam correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0282297 of Central Bank Of India for its Balipara (Khanamukh) branch located in Sonitpur, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Sonitpur and Balipara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Balipara (Khanamukh) or Sonitpur to find the exact IFSC Code CBIN0282297.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Sonitpur will provide accurate information.

How to Use IFSC Code CBIN0282297 for Online Transfers?

Once you have the IFSC Code CBIN0282297 for the Balipara (Khanamukh) branch of Central Bank Of India in Sonitpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0282297. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282297.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Balipara (Khanamukh) in Sonitpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Balipara (Khanamukh), here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sonitpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Balipara (Khanamukh) Sonitpur?

The IFSC Code of the Balipara (Khanamukh) Sonitpur branch is CBIN0282297.

Is IFSC Code CBIN0282297 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Balipara (Khanamukh) branch?

The branch is located at At & P.O. Balipara,Block Balipara,Dist Sonitpur,Assam 784101.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.