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IFSC Code of Central Bank Of India, Sivagangai, Sivaganga, Tamil Nadu — CBIN0284398

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Sivagangai branch in Sivaganga, Sivaganga, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Sivaganga or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CBIN0284398. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Sivagangai, Sivaganga

Here are the main details that are associated with the IFSC Code CBIN0284398 of Central Bank Of India for its branch located in Sivaganga, within the district of Sivaganga in the state of Tamil Nadu.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284398
Branch Sivagangai
City Sivaganga
District Sivaganga
State Tamil Nadu
Address Cbi, Sivagangai Branch, 4/74, V.O.C. St, Sivagangai, District- Sivagangai, State- Tamil Nadu, Pincode- 630561

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Sivaganga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284398 for the Sivagangai branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Sivagangai, Sivaganga, Tamil Nadu, is provided with a unique IFSC like CBIN0284398 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Sivaganga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sivaganga and Sivaganga.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Sivagangai do not get mixed with another location.

Format of the IFSC Code CBIN0284398

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sivagangai in Sivaganga.

For example, the IFSC Code CBIN0284398 of Central Bank Of India for the Sivagangai branch includes these elements, identifying the bank and the branch location in Sivaganga and Tamil Nadu accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0284398 of Central Bank Of India for its Sivagangai branch located in Sivaganga, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Sivaganga and Sivaganga, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Sivagangai or Sivaganga to get the exact IFSC Code CBIN0284398.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Sivaganga, you'll get the correct details.

How to Use IFSC Code CBIN0284398 for Online Transfers?

Once you have the IFSC Code CBIN0284398 for the Sivagangai branch of Central Bank Of India in Sivaganga, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284398. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284398.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Sivagangai in Sivaganga may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Sivagangai, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sivaganga to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Sivagangai, Sivaganga?

The IFSC Code is CBIN0284398.

Is the IFSC Code CBIN0284398 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Sivagangai?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sivagangai branch?

The address of the branch is Cbi, Sivagangai Branch, 4/74, V.O.C. St, Sivagangai, District- Sivagangai, State- Tamil Nadu, Pincode- 630561 located in Sivaganga, Sivaganga, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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