The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Runisaidpur branch in Sitamarhi, Runisaidpur, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Sitamarhi or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0280018. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Runisaidpur, Sitamarhi

Here are the key points that are associated with the IFSC Code CBIN0280018 of Central Bank Of India for its branch located in Sitamarhi, within the district of Runisaidpur in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280018
Branch Runisaidpur
City Sitamarhi
District Runisaidpur
State Bihar
Address P.O. Runisaidpur,Dist-Sitamarhi,Bihar-843328

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Sitamarhi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0280018 for the Runisaidpur branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Runisaidpur, Sitamarhi, Bihar, is provided a unique IFSC like CBIN0280018 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Sitamarhi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sitamarhi and Runisaidpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Runisaidpur do not get misguided to another person.

Format of the IFSC Code CBIN0280018

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Runisaidpur in Sitamarhi.

For example, the IFSC Code CBIN0280018 of Central Bank Of India for the Runisaidpur branch has these elements, identifying the bank and the branch location in Sitamarhi and Bihar correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0280018 of Central Bank Of India for its Runisaidpur branch located in Sitamarhi, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Sitamarhi and Runisaidpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Runisaidpur or Sitamarhi to find the exact IFSC Code CBIN0280018.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Sitamarhi will provide accurate information.

How to Use IFSC Code CBIN0280018 for Online Transfers?

Once you have the IFSC Code CBIN0280018 for the Runisaidpur branch of Central Bank Of India in Sitamarhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0280018. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280018.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Runisaidpur in Sitamarhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Runisaidpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sitamarhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Runisaidpur, Sitamarhi?

The IFSC Code is CBIN0280018.

Is the IFSC Code CBIN0280018 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Runisaidpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Runisaidpur branch?

The address of the branch is P.O. Runisaidpur,Dist-Sitamarhi,Bihar-843328 located in Sitamarhi, Runisaidpur, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.