Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its R K Goenka College, Sitamarhi branch in Sitamarhi, Sitamarhi, or Bihar, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Sitamarhi or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0284613. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, R K Goenka College, Sitamarhi, Sitamarhi
Here are some of the key details that come with the IFSC Code CBIN0284613 of Central Bank Of India for its branch located in Sitamarhi, within the district of Sitamarhi in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0284613 |
| Branch | R K Goenka College, Sitamarhi |
| City | Sitamarhi |
| District | Sitamarhi |
| State | Bihar |
| Address | Sri Ramkrishna Goenka College, Main Road Sitamarhi, Bihar - 843301 |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Sitamarhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284613 for the R K Goenka College, Sitamarhi branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in R K Goenka College, Sitamarhi, Sitamarhi, Bihar, is provided a unique IFSC like CBIN0284613 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Central Bank Of India branch in Sitamarhi.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sitamarhi and Sitamarhi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in R K Goenka College, Sitamarhi do not get misguided to another person.
Format of the IFSC Code CBIN0284613
The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as R K Goenka College, Sitamarhi in Sitamarhi.
For example, the IFSC Code CBIN0284613 of Central Bank Of India for the R K Goenka College, Sitamarhi branch includes these elements, identifying the bank and the branch location in Sitamarhi and Bihar correctly.
How to Find IFSC Code for Central Bank Of India?
If you are trying to find the IFSC Code CBIN0284613 of Central Bank Of India for its R K Goenka College, Sitamarhi branch located in Sitamarhi, the following methods can help:
Cheque Book
The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Sitamarhi and Sitamarhi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and find the branch locator section. Search for R K Goenka College, Sitamarhi or Sitamarhi to get the exact IFSC Code CBIN0284613.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Sitamarhi that will provide accurate information.
How to Use IFSC Code CBIN0284613 for Online Transfers?
Once you have the IFSC Code CBIN0284613 for the R K Goenka College, Sitamarhi branch of Central Bank Of India in Sitamarhi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0284613. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284613.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India R K Goenka College, Sitamarhi in Sitamarhi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in R K Goenka College, Sitamarhi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sitamarhi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0284613.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sri Ramkrishna Goenka College, Main Road Sitamarhi, Bihar - 843301 located in Sitamarhi, Sitamarhi, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.