There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Moginand branch in Sirmaur, Kala Amb, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Sirmaur or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code CBIN0283329. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Moginand, Sirmaur

Below in the table are the key details related to IFSC Code CBIN0283329 of Central Bank Of India for its branch located in Sirmaur, within the district of Kala Amb in the state of Himachal Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283329
Branch Moginand
City Sirmaur
District Kala Amb
State Himachal Pradesh
Address Surjit Singh Bldg., Kala Amb Road, Po.Moginand, Dist- Sirmour, Simla-173030

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Sirmaur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283329 for the Moginand branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Moginand, Sirmaur, Himachal Pradesh, are given a unique IFSC like CBIN0283329 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sirmaur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sirmaur and Kala Amb.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Moginand goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0283329

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Moginand in Sirmaur.

For example, the IFSC Code CBIN0283329 of Central Bank Of India for the Moginand branch includes these elements, identifying the bank and the branch location in Sirmaur and Himachal Pradesh accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0283329 of Central Bank Of India for its Moginand branch located in Sirmaur, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Sirmaur and Kala Amb, print them on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Moginand or Sirmaur to get the exact IFSC Code CBIN0283329.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Sirmaur, you'll get the correct details.

How to Use IFSC Code CBIN0283329 for Online Transfers?

Once you have the IFSC Code CBIN0283329 for the Moginand branch of Central Bank Of India in Sirmaur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283329. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283329.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Moginand in Sirmaur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Moginand, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sirmaur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Moginand, Sirmaur?

The IFSC Code is CBIN0283329.

Is the IFSC Code CBIN0283329 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Moginand?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Moginand branch?

The address of the branch is Surjit Singh Bldg., Kala Amb Road, Po.Moginand, Dist- Sirmour, Simla-173030 located in Sirmaur, Kala Amb, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.