There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Rohru branch in Simla, Rohru, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Simla or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code CBIN0285064. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Rohru, Simla

The table below shows the main details of the IFSC Code CBIN0285064 for the Central Bank Of India branch in Simla, which falls under the Rohru district in Himachal Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0285064
Branch Rohru
City Simla
District Rohru
State Himachal Pradesh
Address J D Complex, Near Acc Park, City-Rohru, Dist-Simla, Himachal Pradesh-171207

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Simla for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0285064 for the Rohru branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0285064 is given to every bank branch, including Central Bank Of India located in Rohru, Simla, Himachal Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Simla.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Simla and Rohru.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Rohru doesn't end up at another location.

Format of the IFSC Code CBIN0285064

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rohru in Simla.

For example, the IFSC Code CBIN0285064 of Central Bank Of India for the Rohru branch includes these elements, identifying the bank and the branch location in Simla and Himachal Pradesh correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0285064 of Central Bank Of India for its Rohru branch located in Simla, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Simla and Rohru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Rohru or Simla to find the exact IFSC Code CBIN0285064.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Simla will provide accurate information.

How to Use IFSC Code CBIN0285064 for Online Transfers?

If you have the IFSC Code CBIN0285064 for the Rohru branch of Central Bank Of India in Simla, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0285064. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0285064.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Rohru in Simla, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Rohru, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Simla manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Rohru, Simla?

The IFSC Code is CBIN0285064.

Is the IFSC Code CBIN0285064 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Rohru?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rohru branch?

The address of the branch is J D Complex, Near Acc Park, City-Rohru, Dist-Simla, Himachal Pradesh-171207 located in Simla, Rohru, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.