The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Ramgarh (Shekhawati) branch in Sikar, Ramgarh(Teh.Danta-Ramgarh), Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Sikar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code CBIN0280444. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Ramgarh (Shekhawati), Sikar

Below in the table are the key details related to IFSC Code CBIN0280444 of Central Bank Of India for its branch located in Sikar, within the district of Ramgarh(Teh.Danta-Ramgarh) in the state of Rajasthan.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280444
Branch Ramgarh (Shekhawati)
City Sikar
District Ramgarh(Teh.Danta-Ramgarh)
State Rajasthan
Address P.O. Ramgarh Shekhawati, Dist- Sikar, Rajasthan-331024.

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Sikar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280444 for the Ramgarh (Shekhawati) branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0280444 is given to every bank branch, including Central Bank Of India located in Ramgarh (Shekhawati), Sikar, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Sikar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sikar and Ramgarh(Teh.Danta-Ramgarh).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Ramgarh (Shekhawati) doesn't end up at another location.

Format of the IFSC Code CBIN0280444

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramgarh (Shekhawati) in Sikar.

For example, the IFSC Code CBIN0280444 of Central Bank Of India for the Ramgarh (Shekhawati) branch includes these elements, identifying the bank and the branch location in Sikar and Rajasthan accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0280444 of Central Bank Of India for its Ramgarh (Shekhawati) branch located in Sikar, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Sikar and Ramgarh(Teh.Danta-Ramgarh), print them on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Ramgarh (Shekhawati) or Sikar to get the exact IFSC Code CBIN0280444.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Sikar, you'll get the correct details.

How to Use IFSC Code CBIN0280444 for Online Transfers?

Once you have the IFSC Code CBIN0280444 for the Ramgarh (Shekhawati) branch of Central Bank Of India in Sikar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0280444. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280444.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Ramgarh (Shekhawati) in Sikar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Ramgarh (Shekhawati), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sikar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Ramgarh (Shekhawati) Sikar?

The IFSC Code of the Ramgarh (Shekhawati) Sikar branch is CBIN0280444.

Is IFSC Code CBIN0280444 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Ramgarh (Shekhawati) branch?

The branch is located at P.O. Ramgarh Shekhawati, Dist- Sikar, Rajasthan-331024..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.