There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Siddharth Nagar branch in Sidharthanagar, Tetri Bazar, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Sidharthanagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code CBIN0284479. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Siddharth Nagar, Sidharthanagar

Here are the key points that are associated with the IFSC Code CBIN0284479 of Central Bank Of India for its branch located in Sidharthanagar, within the district of Tetri Bazar in the state of Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284479
Branch Siddharth Nagar
City Sidharthanagar
District Tetri Bazar
State Uttar Pradesh
Address Ad Nagar , Tetri Bazar, Siddharth Nagar, 272207, Siddharth Nagar, Utter Pradesh

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Sidharthanagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284479 for the Siddharth Nagar branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Siddharth Nagar, Sidharthanagar, Uttar Pradesh, is provided with a unique IFSC like CBIN0284479 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Sidharthanagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sidharthanagar and Tetri Bazar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Siddharth Nagar do not get mixed with another location.

Format of the IFSC Code CBIN0284479

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siddharth Nagar in Sidharthanagar.

For example, the IFSC Code CBIN0284479 of Central Bank Of India for the Siddharth Nagar branch includes these elements, identifying the bank and the branch location in Sidharthanagar and Uttar Pradesh correctly.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0284479 of Central Bank Of India for its Siddharth Nagar branch located in Sidharthanagar, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Sidharthanagar and Tetri Bazar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Siddharth Nagar or Sidharthanagar to get the exact IFSC Code CBIN0284479.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Sidharthanagar, then it will provide you proper information.

How to Use IFSC Code CBIN0284479 for Online Transfers?

Once you have the IFSC Code CBIN0284479 for the Siddharth Nagar branch of Central Bank Of India in Sidharthanagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284479. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0284479.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Siddharth Nagar in Sidharthanagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Siddharth Nagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sidharthanagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Siddharth Nagar Sidharthanagar?

The IFSC Code of the Siddharth Nagar Sidharthanagar branch is CBIN0284479.

Is IFSC Code CBIN0284479 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Siddharth Nagar branch?

The branch is located at Ad Nagar , Tetri Bazar, Siddharth Nagar, 272207, Siddharth Nagar, Utter Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.