For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Khera Bajhera branch in Shahjahanpur, Khera Bajhera, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Shahjahanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0281531. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Khera Bajhera, Shahjahanpur
Here are some of the key details that come with the IFSC Code CBIN0281531 of Central Bank Of India for its branch located in Shahjahanpur, within the district of Khera Bajhera in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0281531 |
| Branch | Khera Bajhera |
| City | Shahjahanpur |
| District | Khera Bajhera |
| State | Uttar Pradesh |
| Address | Vill & Po Khera Bajhera, Dist-Shahjhanpur,Uttar Pradesh-242307 |
These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Shahjahanpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281531 for the Khera Bajhera branch of Central Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Khera Bajhera, Shahjahanpur, Uttar Pradesh, are allotted a unique IFSC like CBIN0281531 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Shahjahanpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Shahjahanpur and Khera Bajhera.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Central Bank Of India in Khera Bajhera reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code CBIN0281531
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khera Bajhera in Shahjahanpur.
For example, the IFSC Code CBIN0281531 of Central Bank Of India for the Khera Bajhera branch has these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh correctly.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0281531 of Central Bank Of India for its Khera Bajhera branch located in Shahjahanpur, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Shahjahanpur and Khera Bajhera, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Khera Bajhera or Shahjahanpur to find the exact IFSC Code CBIN0281531.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Shahjahanpur will provide accurate information.
How to Use IFSC Code CBIN0281531 for Online Transfers?
If you have the IFSC Code CBIN0281531 for the Khera Bajhera branch of Central Bank Of India in Shahjahanpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0281531. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0281531.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Khera Bajhera in Shahjahanpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Khera Bajhera, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Shahjahanpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0281531.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill & Po Khera Bajhera, Dist-Shahjhanpur,Uttar Pradesh-242307 located in Shahjahanpur, Khera Bajhera, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.