The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Purab Bazar (Patuwaha) branch in Saharsa, Patuwaha, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Saharsa or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0282835. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Purab Bazar (Patuwaha), Saharsa

The table below shows the main details of the IFSC Code CBIN0282835 for the Central Bank Of India branch in Saharsa, which falls under the Patuwaha district in Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282835
Branch Purab Bazar (Patuwaha)
City Saharsa
District Patuwaha
State Bihar
Address Purab Bazar,Dist-Saharsa,Bihar-852201

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Saharsa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282835 for the Purab Bazar (Patuwaha) branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Purab Bazar (Patuwaha), Saharsa, Bihar, are allotted a unique IFSC like CBIN0282835 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Saharsa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Saharsa and Patuwaha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Purab Bazar (Patuwaha) reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code CBIN0282835

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Purab Bazar (Patuwaha) in Saharsa.

For example, the IFSC Code CBIN0282835 of Central Bank Of India for the Purab Bazar (Patuwaha) branch includes these elements, identifying the bank and the branch location in Saharsa and Bihar accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0282835 of Central Bank Of India for its Purab Bazar (Patuwaha) branch located in Saharsa, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Saharsa and Patuwaha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Purab Bazar (Patuwaha) or Saharsa to get the exact IFSC Code CBIN0282835.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Saharsa, then it will provide you proper information.

How to Use IFSC Code CBIN0282835 for Online Transfers?

Once you have the IFSC Code CBIN0282835 for the Purab Bazar (Patuwaha) branch of Central Bank Of India in Saharsa, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0282835. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0282835.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Purab Bazar (Patuwaha) in Saharsa, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Purab Bazar (Patuwaha), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Saharsa to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Purab Bazar (Patuwaha) Saharsa?

The IFSC Code of the Purab Bazar (Patuwaha) Saharsa branch is CBIN0282835.

Is IFSC Code CBIN0282835 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Purab Bazar (Patuwaha) branch?

The branch is located at Purab Bazar,Dist-Saharsa,Bihar-852201.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.