The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Nasriganj branch in Rohtas, Nasiriganj, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Rohtas or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0280042. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Nasriganj, Rohtas

Here are the main details that are associated with the IFSC Code CBIN0280042 of Central Bank Of India for its branch located in Rohtas, within the district of Nasiriganj in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280042
Branch Nasriganj
City Rohtas
District Nasiriganj
State Bihar
Address P.O. Nasriganj,Dist-Rohtas,Bihar-821310

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Rohtas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280042 for the Nasriganj branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Nasriganj, Rohtas, Bihar, are allotted a unique IFSC like CBIN0280042 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rohtas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rohtas and Nasiriganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Nasriganj reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code CBIN0280042

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nasriganj in Rohtas.

For example, the IFSC Code CBIN0280042 of Central Bank Of India for the Nasriganj branch includes these elements, identifying the bank and the branch location in Rohtas and Bihar correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0280042 of Central Bank Of India for its Nasriganj branch located in Rohtas, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Rohtas and Nasiriganj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Nasriganj or Rohtas to get the exact IFSC Code CBIN0280042.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Rohtas, you'll get the correct details.

How to Use IFSC Code CBIN0280042 for Online Transfers?

Once you have the IFSC Code CBIN0280042 for the Nasriganj branch of Central Bank Of India in Rohtas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0280042. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280042.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Nasriganj in Rohtas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Nasriganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rohtas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Nasriganj, Rohtas?

The IFSC Code is CBIN0280042.

Is the IFSC Code CBIN0280042 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Nasriganj?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nasriganj branch?

The address of the branch is P.O. Nasriganj,Dist-Rohtas,Bihar-821310 located in Rohtas, Nasiriganj, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.