The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Nongpoh branch in Ri Bhoi, Nongpoh, Meghalaya, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Central Bank Of India located in Ri Bhoi or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code CBIN0284440. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Central Bank Of India, Nongpoh, Ri Bhoi
Here are the key points that are associated with the IFSC Code CBIN0284440 of Central Bank Of India for its branch located in Ri Bhoi, within the district of Nongpoh in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0284440 |
| Branch | Nongpoh |
| City | Ri Bhoi |
| District | Nongpoh |
| State | Meghalaya |
| Address | Central Bank Of India, Ribhoi District, Phamsyiem, Meghalaya, Shillong 793102, Ribhoi, Meghalaya |
These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Ri Bhoi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284440 for the Nongpoh branch of Central Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Nongpoh, Ri Bhoi, Meghalaya, is provided a unique IFSC like CBIN0284440 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Central Bank Of India branch in Ri Bhoi.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ri Bhoi and Nongpoh.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Nongpoh do not get misguided to another person.
Format of the IFSC Code CBIN0284440
This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nongpoh in Ri Bhoi.
For example, the IFSC Code CBIN0284440 of Central Bank Of India for the Nongpoh branch includes these elements, identifying the bank and the branch location in Ri Bhoi and Meghalaya accurately.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0284440 of Central Bank Of India for its Nongpoh branch located in Ri Bhoi, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Ri Bhoi and Nongpoh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Nongpoh or Ri Bhoi to find the exact IFSC Code CBIN0284440.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Ri Bhoi will provide accurate information.
How to Use IFSC Code CBIN0284440 for Online Transfers?
If you have the IFSC Code CBIN0284440 for the Nongpoh branch of Central Bank Of India in Ri Bhoi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0284440. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0284440.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Nongpoh in Ri Bhoi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Nongpoh, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ri Bhoi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0284440.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Central Bank Of India, Ribhoi District, Phamsyiem, Meghalaya, Shillong 793102, Ribhoi, Meghalaya located in Ri Bhoi, Nongpoh, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.