The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Chhal (Kudekela) branch in Raigarh, Chhal, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Raigarh or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CBIN0281980. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Chhal (Kudekela), Raigarh

The table below shows the main details of the IFSC Code CBIN0281980 for the Central Bank Of India branch in Raigarh, which falls under the Chhal district in Chhattisgarh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281980
Branch Chhal (Kudekela)
City Raigarh
District Chhal
State Chhattisgarh
Address B-O Kudekela,At & Po Chhal,Nawapara Chowk,Tehsil Dharamjaigarh,Dist Raigarh,Chhattisgarh 496665

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Raigarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281980 for the Chhal (Kudekela) branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Chhal (Kudekela), Raigarh, Chhattisgarh, is provided a unique IFSC like CBIN0281980 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Raigarh.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Raigarh and Chhal.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Chhal (Kudekela) do not get misguided to another person.

Format of the IFSC Code CBIN0281980

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chhal (Kudekela) in Raigarh.

For example, the IFSC Code CBIN0281980 of Central Bank Of India for the Chhal (Kudekela) branch includes these elements, identifying the bank and the branch location in Raigarh and Chhattisgarh accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0281980 of Central Bank Of India for its Chhal (Kudekela) branch located in Raigarh, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Raigarh and Chhal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Chhal (Kudekela) or Raigarh to get the exact IFSC Code CBIN0281980.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Raigarh, then it will provide you proper information.

How to Use IFSC Code CBIN0281980 for Online Transfers?

Once you have the IFSC Code CBIN0281980 for the Chhal (Kudekela) branch of Central Bank Of India in Raigarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0281980. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0281980.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Chhal (Kudekela) in Raigarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Chhal (Kudekela), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Raigarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Chhal (Kudekela), Raigarh?

The IFSC Code is CBIN0281980.

Is the IFSC Code CBIN0281980 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Chhal (Kudekela)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chhal (Kudekela) branch?

The address of the branch is B-O Kudekela,At & Po Chhal,Nawapara Chowk,Tehsil Dharamjaigarh,Dist Raigarh,Chhattisgarh 496665 located in Raigarh, Chhal, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.