Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Hke Society Engg College Campus branch in Raichur, Raichur, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Raichur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CBIN0283979. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Hke Society Engg College Campus, Raichur
Below in the table are the key details related to IFSC Code CBIN0283979 of Central Bank Of India for its branch located in Raichur, within the district of Raichur in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0283979 |
| Branch | Hke Society Engg College Campus |
| City | Raichur |
| District | Raichur |
| State | Karnataka |
| Address | Hke Society,Sln College Of Engg,Yeramarus Campus,Raichur.,Dist Raichur,Karnataka ,Pin 584 135 |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Raichur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283979 for the Hke Society Engg College Campus branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0283979 is given to every bank branch, including Central Bank Of India located in Hke Society Engg College Campus, Raichur, Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Raichur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Raichur and Raichur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Hke Society Engg College Campus doesn't end up at another location.
Format of the IFSC Code CBIN0283979
The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hke Society Engg College Campus in Raichur.
For example, the IFSC Code CBIN0283979 of Central Bank Of India for the Hke Society Engg College Campus branch includes these elements, identifying the bank and the branch location in Raichur and Karnataka correctly.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0283979 of Central Bank Of India for its Hke Society Engg College Campus branch located in Raichur, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Raichur and Raichur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Hke Society Engg College Campus or Raichur to find the exact IFSC Code CBIN0283979.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Raichur will provide accurate information.
How to Use IFSC Code CBIN0283979 for Online Transfers?
Once you have the IFSC Code CBIN0283979 for the Hke Society Engg College Campus branch of Central Bank Of India in Raichur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0283979. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283979.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Hke Society Engg College Campus in Raichur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Hke Society Engg College Campus, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Raichur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Hke Society Engg College Campus Raichur branch is CBIN0283979.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Hke Society,Sln College Of Engg,Yeramarus Campus,Raichur.,Dist Raichur,Karnataka ,Pin 584 135.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.