For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Bachhrawan branch in Rai Bareli, Bachhrawan-Bachhrawan Tq, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Rai Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0280149. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Bachhrawan, Rai Bareli

Below in the table are the key details related to IFSC Code CBIN0280149 of Central Bank Of India for its branch located in Rai Bareli, within the district of Bachhrawan-Bachhrawan Tq in the state of Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280149
Branch Bachhrawan
City Rai Bareli
District Bachhrawan-Bachhrawan Tq
State Uttar Pradesh
Address Station Road, Bachhrawani,Dist-Raibareli,Uttar Pradesh-229301

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Rai Bareli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280149 for the Bachhrawan branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Bachhrawan, Rai Bareli, Uttar Pradesh, are allotted a unique IFSC like CBIN0280149 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rai Bareli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rai Bareli and Bachhrawan-Bachhrawan Tq.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Bachhrawan reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code CBIN0280149

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bachhrawan in Rai Bareli.

For example, the IFSC Code CBIN0280149 of Central Bank Of India for the Bachhrawan branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0280149 of Central Bank Of India for its Bachhrawan branch located in Rai Bareli, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Rai Bareli and Bachhrawan-Bachhrawan Tq, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Bachhrawan or Rai Bareli to get the exact IFSC Code CBIN0280149.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Rai Bareli, then it will provide you proper information.

How to Use IFSC Code CBIN0280149 for Online Transfers?

Once you have the IFSC Code CBIN0280149 for the Bachhrawan branch of Central Bank Of India in Rai Bareli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0280149. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280149.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Bachhrawan in Rai Bareli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Bachhrawan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rai Bareli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Bachhrawan Rai Bareli?

The IFSC Code of the Bachhrawan Rai Bareli branch is CBIN0280149.

Is IFSC Code CBIN0280149 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Bachhrawan branch?

The branch is located at Station Road, Bachhrawani,Dist-Raibareli,Uttar Pradesh-229301.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.