For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Purulia branch in Puruliya, Puruliya, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Puruliya or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0280116. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Purulia, Puruliya

Here are some of the key details that come with the IFSC Code CBIN0280116 of Central Bank Of India for its branch located in Puruliya, within the district of Puruliya in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280116
Branch Purulia
City Puruliya
District Puruliya
State West Bengal
Address Office Address P.B. No. 42,Saralabala Devi Mansion,Gangananda Mukherjee Street,P.O Pur

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Puruliya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280116 for the Purulia branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Purulia, Puruliya, West Bengal, are allotted a unique IFSC like CBIN0280116 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Puruliya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Puruliya and Puruliya.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Purulia reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code CBIN0280116

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Purulia in Puruliya.

For example, the IFSC Code CBIN0280116 of Central Bank Of India for the Purulia branch includes these elements, identifying the bank and the branch location in Puruliya and West Bengal correctly.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0280116 of Central Bank Of India for its Purulia branch located in Puruliya, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Puruliya and Puruliya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Purulia or Puruliya to get the exact IFSC Code CBIN0280116.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Puruliya, then it will provide you proper information.

How to Use IFSC Code CBIN0280116 for Online Transfers?

Once you have the IFSC Code CBIN0280116 for the Purulia branch of Central Bank Of India in Puruliya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0280116. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280116.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Purulia in Puruliya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Purulia, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Puruliya manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Purulia, Puruliya?

The IFSC Code is CBIN0280116.

Is the IFSC Code CBIN0280116 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Purulia?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Purulia branch?

The address of the branch is Office Address P.B. No. 42,Saralabala Devi Mansion,Gangananda Mukherjee Street,P.O Pur located in Puruliya, Puruliya, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.