There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Balrampur branch in Puruliya, Balarampur, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Puruliya or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CBIN0280117. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Balrampur, Puruliya
Below in the table are the key details related to IFSC Code CBIN0280117 of Central Bank Of India for its branch located in Puruliya, within the district of Balarampur in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0280117 |
| Branch | Balrampur |
| City | Puruliya |
| District | Balarampur |
| State | West Bengal |
| Address | Railway Station Barabhum, Balrampur Village, P.O. Rangadhi, Via Manihari,Dist-Purulia,West Bengal-723101, |
These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Puruliya for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0280117 for the Balrampur branch of Central Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Balrampur, Puruliya, West Bengal, is provided with a unique IFSC like CBIN0280117 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Puruliya.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Puruliya and Balarampur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Balrampur do not get mixed with another location.
Format of the IFSC Code CBIN0280117
The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Balrampur in Puruliya.
For example, the IFSC Code CBIN0280117 of Central Bank Of India for the Balrampur branch includes these elements, identifying the bank and the branch location in Puruliya and West Bengal correctly.
How to Find IFSC Code for Central Bank Of India?
If you are looking for the IFSC Code CBIN0280117 of Central Bank Of India for its Balrampur branch located in Puruliya, the following methods can help:
Cheque Book
The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Central Bank Of India branches in Puruliya and Balarampur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Balrampur or Puruliya to get the exact IFSC Code CBIN0280117.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Puruliya, then it will provide you proper information.
How to Use IFSC Code CBIN0280117 for Online Transfers?
Once you have the IFSC Code CBIN0280117 for the Balrampur branch of Central Bank Of India in Puruliya, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0280117. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280117.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Balrampur in Puruliya, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Balrampur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Puruliya manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Balrampur Puruliya branch is CBIN0280117.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Railway Station Barabhum, Balrampur Village, P.O. Rangadhi, Via Manihari,Dist-Purulia,West Bengal-723101,.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.