The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Purnea Regional Office branch in Purnia, Purnea, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Purnia or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0281296. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Purnea Regional Office, Purnia

Below in the table are the key details related to IFSC Code CBIN0281296 of Central Bank Of India for its branch located in Purnia, within the district of Purnea in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281296
Branch Purnea Regional Office
City Purnia
District Purnea
State Bihar
Address P.B.No 34,Sneh Bhawan,Bhatta Bazardist Purnea,Bihar 854301

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Purnia for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0281296 for the Purnea Regional Office branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Purnea Regional Office, Purnia, Bihar, is provided a unique IFSC like CBIN0281296 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Purnia.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Purnia and Purnea.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Purnea Regional Office do not get misguided to another person.

Format of the IFSC Code CBIN0281296

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Purnea Regional Office in Purnia.

For example, the IFSC Code CBIN0281296 of Central Bank Of India for the Purnea Regional Office branch includes these elements, identifying the bank and the branch location in Purnia and Bihar accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0281296 of Central Bank Of India for its Purnea Regional Office branch located in Purnia, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Purnia and Purnea, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Purnea Regional Office or Purnia to find the exact IFSC Code CBIN0281296.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Purnia will provide accurate information.

How to Use IFSC Code CBIN0281296 for Online Transfers?

If you have the IFSC Code CBIN0281296 for the Purnea Regional Office branch of Central Bank Of India in Purnia, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0281296. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0281296.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Purnea Regional Office in Purnia, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Purnea Regional Office, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Purnia manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Purnea Regional Office, Purnia?

The IFSC Code is CBIN0281296.

Is the IFSC Code CBIN0281296 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Purnea Regional Office?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Purnea Regional Office branch?

The address of the branch is P.B.No 34,Sneh Bhawan,Bhatta Bazardist Purnea,Bihar 854301 located in Purnia, Purnea, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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