Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Mohanpur branch in Purbi Singhbhum, Mohanpur, or Jharkhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Purbi Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code CBIN0282852. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Mohanpur, Purbi Singhbhum
Here are some of the key details that come with the IFSC Code CBIN0282852 of Central Bank Of India for its branch located in Purbi Singhbhum, within the district of Mohanpur in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0282852 |
| Branch | Mohanpur |
| City | Purbi Singhbhum |
| District | Mohanpur |
| State | Jharkhand |
| Address | Village P.O. Mohanpurn Via Kagmombar, Dist- Jamtada, Jharkhand-815351 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Purbi Singhbhum for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282852 for the Mohanpur branch of Central Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Mohanpur, Purbi Singhbhum, Jharkhand, is provided with a unique IFSC like CBIN0282852 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Purbi Singhbhum.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Purbi Singhbhum and Mohanpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Mohanpur do not get mixed with another location.
Format of the IFSC Code CBIN0282852
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mohanpur in Purbi Singhbhum.
For example, the IFSC Code CBIN0282852 of Central Bank Of India for the Mohanpur branch has these elements, identifying the bank and the branch location in Purbi Singhbhum and Jharkhand correctly.
How to Find IFSC Code for Central Bank Of India?
If you are looking for the IFSC Code CBIN0282852 of Central Bank Of India for its Mohanpur branch located in Purbi Singhbhum, the following methods can help:
Cheque Book
The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Central Bank Of India branches in Purbi Singhbhum and Mohanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Mohanpur or Purbi Singhbhum to get the exact IFSC Code CBIN0282852.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Purbi Singhbhum, then it will provide you proper information.
How to Use IFSC Code CBIN0282852 for Online Transfers?
Once you have the IFSC Code CBIN0282852 for the Mohanpur branch of Central Bank Of India in Purbi Singhbhum, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0282852. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0282852.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Mohanpur in Purbi Singhbhum, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Mohanpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Purbi Singhbhum manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0282852.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village P.O. Mohanpurn Via Kagmombar, Dist- Jamtada, Jharkhand-815351 located in Purbi Singhbhum, Mohanpur, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.