Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Kesaria branch in Purbi Champaran, Kesaria, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Purbi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0283606. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kesaria, Purbi Champaran

Here are the key points that are associated with the IFSC Code CBIN0283606 of Central Bank Of India for its branch located in Purbi Champaran, within the district of Kesaria in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283606
Branch Kesaria
City Purbi Champaran
District Kesaria
State Bihar
Address Deviganj, Kesaria, P.O. Kesaria, Dist- East Champaran, Bihar-845424

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Purbi Champaran for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283606 for the Kesaria branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Kesaria, Purbi Champaran, Bihar, are allotted a unique IFSC like CBIN0283606 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Purbi Champaran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Purbi Champaran and Kesaria.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Kesaria reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code CBIN0283606

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kesaria in Purbi Champaran.

For example, the IFSC Code CBIN0283606 of Central Bank Of India for the Kesaria branch includes these elements, identifying the bank and the branch location in Purbi Champaran and Bihar accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0283606 of Central Bank Of India for its Kesaria branch located in Purbi Champaran, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Purbi Champaran and Kesaria, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Kesaria or Purbi Champaran to get the exact IFSC Code CBIN0283606.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Purbi Champaran that will provide accurate information.

How to Use IFSC Code CBIN0283606 for Online Transfers?

Once you have the IFSC Code CBIN0283606 for the Kesaria branch of Central Bank Of India in Purbi Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0283606. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283606.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Kesaria in Purbi Champaran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Kesaria, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Purbi Champaran manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Kesaria, Purbi Champaran?

The IFSC Code is CBIN0283606.

Is the IFSC Code CBIN0283606 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Kesaria?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kesaria branch?

The address of the branch is Deviganj, Kesaria, P.O. Kesaria, Dist- East Champaran, Bihar-845424 located in Purbi Champaran, Kesaria, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.