Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Chakia branch in Purbi Champaran, Chakia, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Purbi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0283174. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Chakia, Purbi Champaran

Below in the table are the key details related to IFSC Code CBIN0283174 of Central Bank Of India for its branch located in Purbi Champaran, within the district of Chakia in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283174
Branch Chakia
City Purbi Champaran
District Chakia
State Bihar
Address Laxmi Market,Kesaria Road,At & P.O. Bara Chakia,Dist East Champaran,Bihar 845412

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Purbi Champaran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283174 for the Chakia branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Chakia, Purbi Champaran, Bihar, is provided a unique IFSC like CBIN0283174 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Purbi Champaran.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Purbi Champaran and Chakia.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Chakia do not get misguided to another person.

Format of the IFSC Code CBIN0283174

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chakia in Purbi Champaran.

For example, the IFSC Code CBIN0283174 of Central Bank Of India for the Chakia branch has these elements, identifying the bank and the branch location in Purbi Champaran and Bihar correctly.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0283174 of Central Bank Of India for its Chakia branch located in Purbi Champaran, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Purbi Champaran and Chakia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Chakia or Purbi Champaran to get the exact IFSC Code CBIN0283174.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Purbi Champaran, then it will provide you proper information.

How to Use IFSC Code CBIN0283174 for Online Transfers?

Once you have the IFSC Code CBIN0283174 for the Chakia branch of Central Bank Of India in Purbi Champaran, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283174. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0283174.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Chakia in Purbi Champaran, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Chakia, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Purbi Champaran manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Chakia, Purbi Champaran?

The IFSC Code is CBIN0283174.

Is the IFSC Code CBIN0283174 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Chakia?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chakia branch?

The address of the branch is Laxmi Market,Kesaria Road,At & P.O. Bara Chakia,Dist East Champaran,Bihar 845412 located in Purbi Champaran, Chakia, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.