For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Reyapara branch in Purba Medinipur, Reyapara, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Purba Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0281600. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Reyapara, Purba Medinipur

The table below shows the main details of the IFSC Code CBIN0281600 for the Central Bank Of India branch in Purba Medinipur, which falls under the Reyapara district in West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281600
Branch Reyapara
City Purba Medinipur
District Reyapara
State West Bengal
Address Reyaparavillage & P.O. Reyapara (Nandigram Ii Block)Dist-Purba Midnaporewest Bengal-721650

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Purba Medinipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281600 for the Reyapara branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Reyapara, Purba Medinipur, West Bengal, is provided a unique IFSC like CBIN0281600 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Purba Medinipur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Purba Medinipur and Reyapara.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Reyapara do not get misguided to another person.

Format of the IFSC Code CBIN0281600

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Reyapara in Purba Medinipur.

For example, the IFSC Code CBIN0281600 of Central Bank Of India for the Reyapara branch includes these elements, identifying the bank and the branch location in Purba Medinipur and West Bengal accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0281600 of Central Bank Of India for its Reyapara branch located in Purba Medinipur, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Purba Medinipur and Reyapara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Reyapara or Purba Medinipur to get the exact IFSC Code CBIN0281600.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Purba Medinipur that will provide accurate information.

How to Use IFSC Code CBIN0281600 for Online Transfers?

Once you have the IFSC Code CBIN0281600 for the Reyapara branch of Central Bank Of India in Purba Medinipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0281600. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0281600.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Reyapara in Purba Medinipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Reyapara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purba Medinipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Reyapara, Purba Medinipur?

The IFSC Code is CBIN0281600.

Is the IFSC Code CBIN0281600 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Reyapara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Reyapara branch?

The address of the branch is Reyaparavillage & P.O. Reyapara (Nandigram Ii Block)Dist-Purba Midnaporewest Bengal-721650 located in Purba Medinipur, Reyapara, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.