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IFSC Code of Central Bank Of India, Ilahibag, Patna, Bihar — CBIN0284775

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Ilahibag branch in Patna, Patna, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0284775. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Ilahibag, Patna

Here are some of the key details that come with the IFSC Code CBIN0284775 of Central Bank Of India for its branch located in Patna, within the district of Patna in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284775
Branch Ilahibag
City Patna
District Patna
State Bihar
Address Vill ├Éγçô Ilahibag Near Brahmasthan, Patna Masauri Main Road Po ├Éγçô Bairiya, Ps - Gopalpur Patna

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Patna for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0284775 for the Ilahibag branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Ilahibag, Patna, Bihar, is provided with a unique IFSC like CBIN0284775 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Patna.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Patna and Patna.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Ilahibag do not get mixed with another location.

Format of the IFSC Code CBIN0284775

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ilahibag in Patna.

For example, the IFSC Code CBIN0284775 of Central Bank Of India for the Ilahibag branch includes these elements, identifying the bank and the branch location in Patna and Bihar accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0284775 of Central Bank Of India for its Ilahibag branch located in Patna, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Patna and Patna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Ilahibag or Patna to find the exact IFSC Code CBIN0284775.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Patna will provide accurate information.

How to Use IFSC Code CBIN0284775 for Online Transfers?

Once you have the IFSC Code CBIN0284775 for the Ilahibag branch of Central Bank Of India in Patna, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284775. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0284775.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Ilahibag in Patna, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Ilahibag, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Patna manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Ilahibag, Patna?

The IFSC Code is CBIN0284775.

Is the IFSC Code CBIN0284775 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Ilahibag?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ilahibag branch?

The address of the branch is Vill ├Éγçô Ilahibag Near Brahmasthan, Patna Masauri Main Road Po ├Éγçô Bairiya, Ps - Gopalpur Patna located in Patna, Patna, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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