For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Ranni Perunad branch in Pathanamthitta, Ranni, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CBIN0280943. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Ranni Perunad, Pathanamthitta
Here are the key points that are associated with the IFSC Code CBIN0280943 of Central Bank Of India for its branch located in Pathanamthitta, within the district of Ranni in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0280943 |
| Branch | Ranni Perunad |
| City | Pathanamthitta |
| District | Ranni |
| State | Kerala |
| Address | Kutti Kayam Building, Near Telephone Exchange, Madathu Muzhi, Ranni Perunad,Dist-Pathanamthitta,Kerala-689711 |
These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Pathanamthitta for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0280943 for the Ranni Perunad branch of Central Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Ranni Perunad, Pathanamthitta, Kerala, are allotted a unique IFSC like CBIN0280943 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pathanamthitta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Pathanamthitta and Ranni.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Central Bank Of India in Ranni Perunad reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code CBIN0280943
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ranni Perunad in Pathanamthitta.
For example, the IFSC Code CBIN0280943 of Central Bank Of India for the Ranni Perunad branch has these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0280943 of Central Bank Of India for its Ranni Perunad branch located in Pathanamthitta, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Pathanamthitta and Ranni, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Ranni Perunad or Pathanamthitta to find the exact IFSC Code CBIN0280943.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Pathanamthitta will provide accurate information.
How to Use IFSC Code CBIN0280943 for Online Transfers?
Once you have the IFSC Code CBIN0280943 for the Ranni Perunad branch of Central Bank Of India in Pathanamthitta, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0280943. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280943.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Ranni Perunad in Pathanamthitta, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Ranni Perunad, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0280943.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kutti Kayam Building, Near Telephone Exchange, Madathu Muzhi, Ranni Perunad,Dist-Pathanamthitta,Kerala-689711 located in Pathanamthitta, Ranni, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.