The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Mukkoottuthara branch in Pathanamthitta, Pathanamthitta, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Central Bank Of India located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CBIN0284470. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Central Bank Of India, Mukkoottuthara, Pathanamthitta
Here are some of the key details that come with the IFSC Code CBIN0284470 of Central Bank Of India for its branch located in Pathanamthitta, within the district of Pathanamthitta in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0284470 |
| Branch | Mukkoottuthara |
| City | Pathanamthitta |
| District | Pathanamthitta |
| State | Kerala |
| Address | St.Thomas Shopping Complex,Sabarimala Erumeli Road,Mukkoottuthara,Erumeli 686510,Pathanamthita,Kerala |
These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Pathanamthitta for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284470 for the Mukkoottuthara branch of Central Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Mukkoottuthara, Pathanamthitta, Kerala, is provided a unique IFSC like CBIN0284470 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Central Bank Of India branch in Pathanamthitta.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pathanamthitta and Pathanamthitta.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Mukkoottuthara do not get misguided to another person.
Format of the IFSC Code CBIN0284470
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mukkoottuthara in Pathanamthitta.
For example, the IFSC Code CBIN0284470 of Central Bank Of India for the Mukkoottuthara branch has these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.
How to Find IFSC Code for Central Bank Of India?
If you are trying to find the IFSC Code CBIN0284470 of Central Bank Of India for its Mukkoottuthara branch located in Pathanamthitta, the following methods can help:
Cheque Book
The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Pathanamthitta and Pathanamthitta, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and find the branch locator section. Search for Mukkoottuthara or Pathanamthitta to get the exact IFSC Code CBIN0284470.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Pathanamthitta that will provide accurate information.
How to Use IFSC Code CBIN0284470 for Online Transfers?
Once you have the IFSC Code CBIN0284470 for the Mukkoottuthara branch of Central Bank Of India in Pathanamthitta, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0284470. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284470.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Mukkoottuthara in Pathanamthitta may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Mukkoottuthara, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0284470.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is St.Thomas Shopping Complex,Sabarimala Erumeli Road,Mukkoottuthara,Erumeli 686510,Pathanamthita,Kerala located in Pathanamthitta, Pathanamthitta, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.