For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Kehunia branch in Paschimi Champaran, Kehunia, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Paschimi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0282743. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kehunia, Paschimi Champaran

Below in the table are the key details related to IFSC Code CBIN0282743 of Central Bank Of India for its branch located in Paschimi Champaran, within the district of Kehunia in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282743
Branch Kehunia
City Paschimi Champaran
District Kehunia
State Bihar
Address At Hardia Chowk, Narkatiaganj, Dist- West Champaran, Bihar-845455

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Paschimi Champaran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282743 for the Kehunia branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Kehunia, Paschimi Champaran, Bihar, is provided a unique IFSC like CBIN0282743 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Paschimi Champaran.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Paschimi Champaran and Kehunia.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Kehunia do not get misguided to another person.

Format of the IFSC Code CBIN0282743

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kehunia in Paschimi Champaran.

For example, the IFSC Code CBIN0282743 of Central Bank Of India for the Kehunia branch includes these elements, identifying the bank and the branch location in Paschimi Champaran and Bihar accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0282743 of Central Bank Of India for its Kehunia branch located in Paschimi Champaran, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Paschimi Champaran and Kehunia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Kehunia or Paschimi Champaran to get the exact IFSC Code CBIN0282743.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Paschimi Champaran that will provide accurate information.

How to Use IFSC Code CBIN0282743 for Online Transfers?

Once you have the IFSC Code CBIN0282743 for the Kehunia branch of Central Bank Of India in Paschimi Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0282743. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282743.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Kehunia in Paschimi Champaran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Kehunia, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Paschimi Champaran manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Kehunia, Paschimi Champaran?

The IFSC Code is CBIN0282743.

Is the IFSC Code CBIN0282743 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Kehunia?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kehunia branch?

The address of the branch is At Hardia Chowk, Narkatiaganj, Dist- West Champaran, Bihar-845455 located in Paschimi Champaran, Kehunia, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.