Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Fatehpur Machhargawan branch in Paschimi Champaran, Machharganwa, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Paschimi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0284136. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Fatehpur Machhargawan, Paschimi Champaran

Here are the main details that are associated with the IFSC Code CBIN0284136 of Central Bank Of India for its branch located in Paschimi Champaran, within the district of Machharganwa in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284136
Branch Fatehpur Machhargawan
City Paschimi Champaran
District Machharganwa
State Bihar
Address Fatehpur Machhargawan, Po-Jogapatti, Ps-Jogapatti, Taluka-Jogapatti, Distt-West Champaran, Bihar-845452

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Paschimi Champaran for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0284136 for the Fatehpur Machhargawan branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Fatehpur Machhargawan, Paschimi Champaran, Bihar, is provided a unique IFSC like CBIN0284136 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Paschimi Champaran.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Paschimi Champaran and Machharganwa.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Fatehpur Machhargawan do not get misguided to another person.

Format of the IFSC Code CBIN0284136

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fatehpur Machhargawan in Paschimi Champaran.

For example, the IFSC Code CBIN0284136 of Central Bank Of India for the Fatehpur Machhargawan branch includes these elements, identifying the bank and the branch location in Paschimi Champaran and Bihar correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0284136 of Central Bank Of India for its Fatehpur Machhargawan branch located in Paschimi Champaran, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Paschimi Champaran and Machharganwa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Fatehpur Machhargawan or Paschimi Champaran to get the exact IFSC Code CBIN0284136.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Paschimi Champaran that will provide accurate information.

How to Use IFSC Code CBIN0284136 for Online Transfers?

Once you have the IFSC Code CBIN0284136 for the Fatehpur Machhargawan branch of Central Bank Of India in Paschimi Champaran, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284136. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0284136.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Fatehpur Machhargawan in Paschimi Champaran, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Fatehpur Machhargawan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Paschimi Champaran manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Fatehpur Machhargawan, Paschimi Champaran?

The IFSC Code is CBIN0284136.

Is the IFSC Code CBIN0284136 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Fatehpur Machhargawan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Fatehpur Machhargawan branch?

The address of the branch is Fatehpur Machhargawan, Po-Jogapatti, Ps-Jogapatti, Taluka-Jogapatti, Distt-West Champaran, Bihar-845452 located in Paschimi Champaran, Machharganwa, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.