Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Chauhatta branch in Paschimi Champaran, Narkatiaganj, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Paschimi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0284966. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Chauhatta, Paschimi Champaran

Here are the key points that are associated with the IFSC Code CBIN0284966 of Central Bank Of India for its branch located in Paschimi Champaran, within the district of Narkatiaganj in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284966
Branch Chauhatta
City Paschimi Champaran
District Narkatiaganj
State Bihar
Address Vill Gamhariya,Maintad,Subdivision Narkatiya Ganj,Dist West Champaran,Bihar 845451

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Paschimi Champaran for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284966 for the Chauhatta branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Chauhatta, Paschimi Champaran, Bihar, are allotted a unique IFSC like CBIN0284966 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Paschimi Champaran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Paschimi Champaran and Narkatiaganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Chauhatta reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code CBIN0284966

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chauhatta in Paschimi Champaran.

For example, the IFSC Code CBIN0284966 of Central Bank Of India for the Chauhatta branch includes these elements, identifying the bank and the branch location in Paschimi Champaran and Bihar correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0284966 of Central Bank Of India for its Chauhatta branch located in Paschimi Champaran, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Paschimi Champaran and Narkatiaganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Chauhatta or Paschimi Champaran to get the exact IFSC Code CBIN0284966.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Paschimi Champaran that will provide accurate information.

How to Use IFSC Code CBIN0284966 for Online Transfers?

Once you have the IFSC Code CBIN0284966 for the Chauhatta branch of Central Bank Of India in Paschimi Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0284966. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284966.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Chauhatta in Paschimi Champaran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Chauhatta, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Paschimi Champaran to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Chauhatta, Paschimi Champaran?

The IFSC Code is CBIN0284966.

Is the IFSC Code CBIN0284966 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Chauhatta?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chauhatta branch?

The address of the branch is Vill Gamhariya,Maintad,Subdivision Narkatiya Ganj,Dist West Champaran,Bihar 845451 located in Paschimi Champaran, Narkatiaganj, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.