For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Timba Road branch in Panch Mahals, Timba Road, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Panch Mahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CBIN0280485. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Timba Road, Panch Mahals

The table below shows the main details of the IFSC Code CBIN0280485 for the Central Bank Of India branch in Panch Mahals, which falls under the Timba Road district in Gujarat.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280485
Branch Timba Road
City Panch Mahals
District Timba Road
State Gujarat
Address Plot No.1, Krishna Complex, Timba Road, , Dist-Panch Mahals, Gujarat-388710

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Panch Mahals for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280485 for the Timba Road branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Timba Road, Panch Mahals, Gujarat, is provided a unique IFSC like CBIN0280485 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Panch Mahals.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Panch Mahals and Timba Road.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Timba Road do not get misguided to another person.

Format of the IFSC Code CBIN0280485

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Timba Road in Panch Mahals.

For example, the IFSC Code CBIN0280485 of Central Bank Of India for the Timba Road branch includes these elements, identifying the bank and the branch location in Panch Mahals and Gujarat correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0280485 of Central Bank Of India for its Timba Road branch located in Panch Mahals, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Panch Mahals and Timba Road, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Timba Road or Panch Mahals to find the exact IFSC Code CBIN0280485.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Panch Mahals will provide accurate information.

How to Use IFSC Code CBIN0280485 for Online Transfers?

Once you have the IFSC Code CBIN0280485 for the Timba Road branch of Central Bank Of India in Panch Mahals, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0280485. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280485.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Timba Road in Panch Mahals may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Timba Road, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Panch Mahals manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Timba Road, Panch Mahals?

The IFSC Code is CBIN0280485.

Is the IFSC Code CBIN0280485 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Timba Road?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Timba Road branch?

The address of the branch is Plot No.1, Krishna Complex, Timba Road, , Dist-Panch Mahals, Gujarat-388710 located in Panch Mahals, Timba Road, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.