Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Godhra branch in Panch Mahals, Godhra, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Panch Mahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CBIN0280481. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Godhra, Panch Mahals

Here are some of the key details that come with the IFSC Code CBIN0280481 of Central Bank Of India for its branch located in Panch Mahals, within the district of Godhra in the state of Gujarat.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280481
Branch Godhra
City Panch Mahals
District Godhra
State Gujarat
Address Naya Bazar, Godhra,Dist-Panch Mahals,Gujarat-389001.

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Panch Mahals for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280481 for the Godhra branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Godhra, Panch Mahals, Gujarat, are given a unique IFSC like CBIN0280481 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Panch Mahals.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Panch Mahals and Godhra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Godhra goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0280481

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Godhra in Panch Mahals.

For example, the IFSC Code CBIN0280481 of Central Bank Of India for the Godhra branch includes these elements, identifying the bank and the branch location in Panch Mahals and Gujarat accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0280481 of Central Bank Of India for its Godhra branch located in Panch Mahals, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Panch Mahals and Godhra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Godhra or Panch Mahals to find the exact IFSC Code CBIN0280481.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Panch Mahals will provide accurate information.

How to Use IFSC Code CBIN0280481 for Online Transfers?

If you have the IFSC Code CBIN0280481 for the Godhra branch of Central Bank Of India in Panch Mahals, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0280481. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0280481.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Godhra in Panch Mahals, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Godhra, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Panch Mahals manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Godhra, Panch Mahals?

The IFSC Code is CBIN0280481.

Is the IFSC Code CBIN0280481 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Godhra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Godhra branch?

The address of the branch is Naya Bazar, Godhra,Dist-Panch Mahals,Gujarat-389001. located in Panch Mahals, Godhra, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.