Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Ghograpar branch in Nalbari, Ghograpar, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Nalbari or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CBIN0282459. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Ghograpar, Nalbari

Below in the table are the key details related to IFSC Code CBIN0282459 of Central Bank Of India for its branch located in Nalbari, within the district of Ghograpar in the state of Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282459
Branch Ghograpar
City Nalbari
District Ghograpar
State Assam
Address Tamulpu, Bhutan Road, Dist- Nalbari, Assam-781369

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Nalbari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282459 for the Ghograpar branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Ghograpar, Nalbari, Assam, are allotted a unique IFSC like CBIN0282459 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nalbari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Nalbari and Ghograpar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Ghograpar reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code CBIN0282459

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghograpar in Nalbari.

For example, the IFSC Code CBIN0282459 of Central Bank Of India for the Ghograpar branch includes these elements, identifying the bank and the branch location in Nalbari and Assam accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0282459 of Central Bank Of India for its Ghograpar branch located in Nalbari, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Nalbari and Ghograpar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Ghograpar or Nalbari to find the exact IFSC Code CBIN0282459.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Nalbari will provide accurate information.

How to Use IFSC Code CBIN0282459 for Online Transfers?

Once you have the IFSC Code CBIN0282459 for the Ghograpar branch of Central Bank Of India in Nalbari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0282459. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282459.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Ghograpar in Nalbari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Ghograpar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nalbari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Ghograpar, Nalbari?

The IFSC Code is CBIN0282459.

Is the IFSC Code CBIN0282459 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Ghograpar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ghograpar branch?

The address of the branch is Tamulpu, Bhutan Road, Dist- Nalbari, Assam-781369 located in Nalbari, Ghograpar, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.