There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Kathiatoli branch in Nagaon, Kathiatoli, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Nagaon or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code CBIN0283223. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kathiatoli, Nagaon

Here are the main details that are associated with the IFSC Code CBIN0283223 of Central Bank Of India for its branch located in Nagaon, within the district of Kathiatoli in the state of Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283223
Branch Kathiatoli
City Nagaon
District Kathiatoli
State Assam
Address Bazar Road, P.O. Kathialoli, Dist- Nowgong (Nagaon), Assam-782427

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Nagaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283223 for the Kathiatoli branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Kathiatoli, Nagaon, Assam, is provided with a unique IFSC like CBIN0283223 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Nagaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Nagaon and Kathiatoli.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Kathiatoli do not get mixed with another location.

Format of the IFSC Code CBIN0283223

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kathiatoli in Nagaon.

For example, the IFSC Code CBIN0283223 of Central Bank Of India for the Kathiatoli branch includes these elements, identifying the bank and the branch location in Nagaon and Assam correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0283223 of Central Bank Of India for its Kathiatoli branch located in Nagaon, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Nagaon and Kathiatoli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Kathiatoli or Nagaon to get the exact IFSC Code CBIN0283223.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Nagaon, you'll get the correct details.

How to Use IFSC Code CBIN0283223 for Online Transfers?

Once you have the IFSC Code CBIN0283223 for the Kathiatoli branch of Central Bank Of India in Nagaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283223. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283223.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Kathiatoli in Nagaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Kathiatoli, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Nagaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Kathiatoli, Nagaon?

The IFSC Code is CBIN0283223.

Is the IFSC Code CBIN0283223 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Kathiatoli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kathiatoli branch?

The address of the branch is Bazar Road, P.O. Kathialoli, Dist- Nowgong (Nagaon), Assam-782427 located in Nagaon, Kathiatoli, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.