Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Uttar Bihar Gramin Bank Muzaffarpur branch in Muzaffarpur, Muzaffarpur, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Muzaffarpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0R10001. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Uttar Bihar Gramin Bank Muzaffarpur, Muzaffarpur

Here are some of the key details that come with the IFSC Code CBIN0R10001 of Central Bank Of India for its branch located in Muzaffarpur, within the district of Muzaffarpur in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0R10001
Branch Uttar Bihar Gramin Bank Muzaffarpur
City Muzaffarpur
District Muzaffarpur
State Bihar
Address Ubgb, Kalambagh Chowk, Sharma Complex, Muzaffarpur ( Bihar ) ├Éγçô 842001

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Muzaffarpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0R10001 for the Uttar Bihar Gramin Bank Muzaffarpur branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0R10001 is given to every bank branch, including Central Bank Of India located in Uttar Bihar Gramin Bank Muzaffarpur, Muzaffarpur, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Muzaffarpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Muzaffarpur and Muzaffarpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Uttar Bihar Gramin Bank Muzaffarpur doesn't end up at another location.

Format of the IFSC Code CBIN0R10001

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Uttar Bihar Gramin Bank Muzaffarpur in Muzaffarpur.

For example, the IFSC Code CBIN0R10001 of Central Bank Of India for the Uttar Bihar Gramin Bank Muzaffarpur branch includes these elements, identifying the bank and the branch location in Muzaffarpur and Bihar accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0R10001 of Central Bank Of India for its Uttar Bihar Gramin Bank Muzaffarpur branch located in Muzaffarpur, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Muzaffarpur and Muzaffarpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Uttar Bihar Gramin Bank Muzaffarpur or Muzaffarpur to get the exact IFSC Code CBIN0R10001.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Muzaffarpur that will provide accurate information.

How to Use IFSC Code CBIN0R10001 for Online Transfers?

Once you have the IFSC Code CBIN0R10001 for the Uttar Bihar Gramin Bank Muzaffarpur branch of Central Bank Of India in Muzaffarpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0R10001. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0R10001.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Uttar Bihar Gramin Bank Muzaffarpur in Muzaffarpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Uttar Bihar Gramin Bank Muzaffarpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Muzaffarpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Uttar Bihar Gramin Bank Muzaffarpur, Muzaffarpur?

The IFSC Code is CBIN0R10001.

Is the IFSC Code CBIN0R10001 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Uttar Bihar Gramin Bank Muzaffarpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Uttar Bihar Gramin Bank Muzaffarpur branch?

The address of the branch is Ubgb, Kalambagh Chowk, Sharma Complex, Muzaffarpur ( Bihar ) ├Éγçô 842001 located in Muzaffarpur, Muzaffarpur, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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