Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Thakurdwara branch in Moradabad, Thakurdwara, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Moradabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0280279. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Thakurdwara, Moradabad

The table below shows the main details of the IFSC Code CBIN0280279 for the Central Bank Of India branch in Moradabad, which falls under the Thakurdwara district in Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280279
Branch Thakurdwara
City Moradabad
District Thakurdwara
State Uttar Pradesh
Address Oposite Police Station, P. O. Thakurdwara,Dist-Moradabad,Utter Pradesh-244601

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Moradabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280279 for the Thakurdwara branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Thakurdwara, Moradabad, Uttar Pradesh, is provided a unique IFSC like CBIN0280279 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Moradabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Moradabad and Thakurdwara.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Thakurdwara do not get misguided to another person.

Format of the IFSC Code CBIN0280279

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thakurdwara in Moradabad.

For example, the IFSC Code CBIN0280279 of Central Bank Of India for the Thakurdwara branch includes these elements, identifying the bank and the branch location in Moradabad and Uttar Pradesh accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0280279 of Central Bank Of India for its Thakurdwara branch located in Moradabad, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Moradabad and Thakurdwara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Thakurdwara or Moradabad to find the exact IFSC Code CBIN0280279.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Moradabad will provide accurate information.

How to Use IFSC Code CBIN0280279 for Online Transfers?

Once you have the IFSC Code CBIN0280279 for the Thakurdwara branch of Central Bank Of India in Moradabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0280279. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280279.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Thakurdwara in Moradabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Thakurdwara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Moradabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Thakurdwara Moradabad?

The IFSC Code of the Thakurdwara Moradabad branch is CBIN0280279.

Is IFSC Code CBIN0280279 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Thakurdwara branch?

The branch is located at Oposite Police Station, P. O. Thakurdwara,Dist-Moradabad,Utter Pradesh-244601.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.